BEATTY CELEBRATES SIX BILLS BECOMING LAW AS PART OF LANDMARK BIPARTISAN HOUSING PACKAGE

WASHINGTON, D.C. – Congresswoman Joyce Beatty (OH-03) today celebrated the enactment of six of her bipartisan bills as part of the landmark 21st Century ROAD to Housing Act, comprehensive legislation that will expand affordable housing, help families avoid foreclosure, strengthen community financial institutions, and increase investment in housing development across Central Ohio and communities nationwide. 

The new law represents one of the most significant bipartisan housing reforms in years, advancing policies to increase housing supply, modernize housing finance, and make homeownership more attainable for working families.

“Every day, I hear from my constituents who are struggling with rising housing costs and wondering whether they’ll ever be able to afford a home of their own,”said Congresswoman Beatty. “That's why I'm proud that six of my bipartisan bills are now law as part of this landmark housing package. These reforms will help more families find a safe, affordable place to call home, keep people from losing the homes they've worked so hard to build, and bring new investment into the communities that need it most. My hope is that this legislation helps more Americans achieve—and keep—the dream of homeownership."

Beatty Bills Now Law: 

• H.R. 2031 – HOME Investment Partnerships Reauthorization and Reform Act
  • Included in Section 501, this legislation strengthens the Department of Housing and Urban Development’s HOME program by reducing burdensome compliance requirements for small properties and increasing flexibility for nonprofit housing providers serving low- and extremely low-income households.
• H.R. 6726 – Reforms to Housing Counseling and Financial Literacy Programs Act
  • Included in Section 101, this bill supports foreclosure mitigation counseling for borrowers who are at least 30 days delinquent on mortgage payments, helping families avoid foreclosure and remain in their homes.
• H.R. 5913 – Community Investment and Prosperity Act
  • Included in Section 203, this legislation expands banks’ ability to invest private capital into affordable housing, small business lending, and community revitalization by increasing the public welfare investment cap from 15 percent to 20 percent.
• H.R. 3234 – Keeping Deposits Local Act
  • Included in Section 902, this bill modernizes the treatment of reciprocal deposits to improve liquidity for small and midsize banks, enabling them to expand local lending and support affordable housing development.
• H.R. 3709 – Advancing the Mentor-Protégé Program for Small Financial Institutions Act
  • Included in Section 906, this legislation codifies the Treasury Department’s Financial Agent Mentor-Protégé Program to strengthen partnerships between large banks, community banks, and minority depository institutions (MDIs), helping smaller lenders better support housing and community development efforts.
• H.R. 5429 – HUD-USDA-VA Interagency Coordination Act
  • Included in Section 801, this bill requires the Departments of Housing and Urban Development (HUD), Agriculture (USDA), and Veterans Affairs (VA) to coordinate and share housing-related research, data, and market information to improve federal housing policy and program delivery.

The legislation was originally scheduled to be signed into law on June 24, 2026—after passing both chambers of Congress with overwhelming bipartisan support. At the last minute, Donald Trump delayed the signing ceremony to instead focus on advancing his voter suppression bill. Despite that unnecessary delay, the 21st Century ROAD to Housing Act is now law, delivering long-overdue reforms that will expand affordable housing, help families avoid foreclosure, strengthen community banks, and create more pathways to homeownership for Americans.

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